Privacy policy of Kelmarei

1. What data is collected

Kelmarei only collects data necessary for the functioning of the website and for the communication you initiate yourself. No special categories of personal data are requested.

Data you provide yourself

When you request information via the website or fill in a form, the data you enter yourself may be processed. This usually concerns:

• name, to the extent you provide it;
• contact details you provide to receive a response;
• the content of your message or question and the context of your request;
• preferences regarding information or communication, to the extent you indicate them.

Automatically collected technical data

When visiting the website, technical data necessary for security, stability, and basic statistics may be automatically recorded. This may include:

• type of device, browser, and operating system;
• pages visited, time of visit, and general interaction with the page;
• anonymized or aggregated usage data, where available;
• technical log data related to debugging and abuse prevention.

You are not asked to provide login credentials, financial account details, passwords, or identification documents via this website.

2. What data is used for

Data is used exclusively for limited, explainable purposes related to the website:

• answering information requests you submit via the request form ;
• managing, securing, and improving the website and its content;
• preventing abuse, spam, and technical issues;
• keeping basic insights into page usage, at an aggregated level;
• fulfilling administrative obligations arising from the use of the website.

Information on this website is educational in nature. Data collected via the website is not used to provide personal investment advice or to make automated decisions about individuals.

3. Cookies and similar techniques

The website may use cookies or similar storage techniques for technically necessary functions, such as remembering basic settings, ensuring security, and displaying pages correctly.

You can manage cookies via your browser settings. There you can block, restrict, or delete cookies. Please note that blocking technically necessary cookies may cause parts of the website to not function properly.

If at any time additional tracking or preference cookies are used, additional information or a choice option will be shown on the website itself where necessary.

4. Sharing of data

Kelmarei does not sell personal data. Data is only shared to the extent necessary for the functioning of the website or to comply with a legal obligation:

• with service providers who assist with hosting, maintenance, or technical support, solely to the extent necessary for their task;
• when necessary to investigate misuse or ensure the security of the website;
• when disclosure is required by law or a legitimate request.

No public profiles are created through this website, and there is no public directory of visitors or applicants.

6. Retention periods

Data is not retained longer than necessary for the purpose for which it was collected. Messages sent via an application form are retained as long as necessary to process the application and for a limited period thereafter for administration and quality monitoring.

Technical log data is retained only for a short period to the extent necessary for security and troubleshooting, unless longer retention is required to investigate an incident.

When data is no longer needed, it is deleted or anonymized, to the extent technically possible.

7. Your rights and choices

Depending on where you live, you may have rights regarding your personal data. In general, you can:

• request information about what data is processed about you and a copy thereof;
• request correction of inaccurate or incomplete data;
• request deletion of data that is no longer necessary;
• object to or request restriction of certain uses;
• withdraw previously given consent for communication.

To protect your identity, additional information may be requested to verify a request before it is processed. Requests will be handled within a reasonable timeframe.

You can submit a request via the information request on the main page. Clearly indicate what the request concerns so it can be handled correctly. For general questions about the content of the website, you can also consult the frequently asked questions page .

If you believe that a request has not been handled satisfactorily, you can contact a supervisory authority or other body in your place of residence, to the extent that option is available to you.

Minors

This website is aimed at an adult audience interested in educational information about data analysis and investing. The website is not intended for children and does not knowingly collect data from children via forms. If you suspect that data from a minor has been provided, you can report this via the request option mentioned above so that the data can be assessed.

8. Changes to this policy

This policy may be updated when the website, the approach, or the information provision changes. The date at the top of this page indicates when the policy was last updated.

It is advisable to consult this page periodically. By continuing to use the website after an update, you acknowledge the then-current version.